This letter is yet another fine example of how our debt settlement service can sometimes negotiate settlements that are much lower than average. This particular debt arbitration resulted in a settlement of 29.4% of the balance.
"Due to your present account status we are offering a settlement on the balance you owe.
Your current balance is $3672.82; however, if you pay $1080.00 by we will consider your account settled.
PAYMENT PLANS are available. To take advantage of this offer, we need to hear from you by the date listed above. Payment through Western Union is one of the options available.
As you can see, you'll be saving quite a bit by settling your balance. You may also avoid further action on this account.
Please act immediately on this opportunity to pay off your debt to us."
